Insurance Compliance

Because of the nature of the industry, insurance companies must constantly assess the risk of financial loss their clients carry. This is especially critical when insuring business facilities that are considered high risk for potentially large insurance claim settlements, such as banks, jewelry stores, and large industrial or manufacturing plants.

To help lower potential risks in covering these types of facilities, many insurance carriers offer Highly Protected Risk (HPR) coverage to companies demonstrating a commitment to loss prevention and control. Often, insurance underwriters will provide a list of safety features needed in order to qualify for their HPR coverage. Companies that commit to meeting these advanced safety standards, which require the installation of high-level fire and security systems, may qualify for significantly lower premiums.

Alarm Detection Systems, Inc. can install, monitor, and service the systems you need to meet your requirements, help lower your risks, and save money. We also offer ongoing monitoring and inspection of all fire and security equipment. ADS will review your fire alarm and sprinkler supervisory system and provide a report as to changes necessary  to remain in compliance to current codes and standards as they do change frequently.

If your system is UL listed, your insurance carrier may offer you additional discounts. Check with your insurance provider for details.